Tag Archives: loans
The real estate market and the crisis
As stated by many experts in the field, the housing market begins to be in crisis and have the first signs of slowing.
The report was produced by Nomisma and highlights some key data:
Price recorded the first decline of the last 11 years (-1%) even if compared to other countries like the U.S. (-16%) and Britain [...]
Full StoryBanca Monte Parma and loans “flexible”
This year’s Euribor reached historical peaks and has discouraged many people from buying a new home.
Banca Monte Parma thought to encourage the opening of a mortgage with a new product.
The flexible loans.
This kind of loan is characterized by a degree of flexibility granted by the bank to the customer.
Banco Monte Parma fact requires that the [...]
Guarantee fund for the anti-Liguria
Introducing the brand “quality to excellence ligurian craft”, the President of the Liguria region Burlando has made some statements.
In Italy will be allocated a fund anti-crisis (collateral) for the credit to all small / medium-sized craft enterprises.
Will be allocated 60 million euros according to the chairman, should help companies to leave the negative period in [...]
Euribor three months below 3%
The interbank rates continue to decline, reaching a value below 3%.
It is the least of the last two years and a half, but the rate decreases?
Tgfin also contains an interesting statement:
The same Lorenzo Bini Smaghi, a member of the Executive Board of the ECB, a few days ago said they believe the unjustified high spread [...]
Renegotiation of the loan, the results of the Convention ABI-Economics
Last week’s Abi has published the results of those who joined the famous renegotiation of the loan with the return of the installment to 2006.
The data of Abi are positive:
50,000 families
the value of loans renegotiated by this mode is equal to over 5 billion euros
contributed 92.22% of the banking system in terms of branches [...]
Aid to unemployed and precarious in Tuscany with mutual
Some time ago we reported the close of the credit that was happening in Tuscany.
And this month Giuseppe Bertolucci (Assessor to the budget) in the region has made it known that we will move to help the unemployed and insecure with the problem of the installment of the loan to be paid.
If you fall into [...]
The mutual benefits IRPEF
In site-loans-mortgage insurance, I found an interesting article on the national tax.
I tried to enter the news in a more simple as possible.
If you buy a house you pay the interest on the loan can be deducted from IRPEF the extent of 19% on up to 4000 euro (since 2009), provided that the property is [...]
Opinion of the feasibility of mutual
This post will explain what the opinion of feasibility is.
It is the first step to overcome in order to get a loan disbursed by the bank.
To express a positive view of the credit institution shall treat three basic points:
The income must be proven by the statement of income
the real value of the purchase by
guarantees [...]
The product Banca Etica for energy
Banca Etica is aimed particularly to the environment.
Visiting their website online is a clear tendency towards their common interests and their usefulness as they are born continues to operate.
Here’s the history:
Banca Etica is the first institution of ethical finance in our country. Conceived by the organizations of the Third Sector, voluntary and international cooperation. The [...]
Full StoryCurrent account agrario facilitated
The current account is an agrarian type of credit facilities provided to all farmers.
The operation is very simple.
This opens the credit in the current account moving into, as collateral are agricultural goods in possession and has the advantage that did not advance the calculation of interest on the total amount of credit for 12 months [...]
