Now some of our readers (not only in that) I have pointed out that the measure was a useless, since the decrease in the beat Euribor.
And indeed they were right.

Euribor has dropped significantly (as expected) and a few can take advantage of the aid proposed by the government (which I remember briefly):

“The amount of installments to be paid by the borrower, the mortgage rate is not fixed to be paid during 2009 shall be calculated by reference to the greater of 4% with no spread, and other expenses, or other type of increase and the rate on the date of contract of signing the contract “

However the measure does not end for this “session” and could be the case in other situations.
But I expected to adapt the percentage (down) on this measure, which has not existed.
On the other hand was not correct in respect of borrowers with fixed rate, variable rates lead to the same level of the former.

Many are asking a question:
You really help facilitate those who wanted to risk opening a first variable rate mortgage?
There is no risk of stimulating more bank customers getting into the fire to collect the coins?
I think the decision has been made taking into account just this side of the problem, the speed of “trying” to help the borrowers most at risk.