Not bad picture of the happy experience in advertising Lehman Brothers and other securities 47 toxic substances, recommended as reliable, while the opposite was judged risky securities such as the status of BTP, the Italian Banking Association (ABI), which will be called to respond court casual advice on buying, real fraudulent deception, continued to forage a site, such as Patti Chiari, who had already closed the office, only if there a Bank of Italy and equally respectful of human rights, rather that the interests of bankers.

The financial education campaign sponsored by the Consortium Patti Chiari and nine consumer groups to bring the Italians to issues of economics and finance, through a dissemination of financial and web-based on spatial proximity: what financial education can expect citizens, savers and customers, from banks that do not comply with laws and ordinances, as the avoidance of blame Bersani Decree on subrogation, portability and symmetry of interest rates, which caused untold damage to families?
What ‘Open Doors to PattiChiari’ Abi speaking, when the associate banks continue to gain on variable rate mortgages rather than align the rates to the ECB’s operations with rates charged on loans to an average of 0.54% higher than the average of the rates charged by European banks and a + 1.10%, which lenders require Italians on personal loans and consumer credit, or when the banks continue to impose the “lace” the Commission found maximum, equal to 4 , 47% on an annual basis, which weigh the cost of credit, increased 45% over the year?
The Abi, instead of trying to shame Patti Chiari, an expensive and dispenser of invests more money confident that consumers and savers can believe the balderdash arrogant banks, who continue to commit fraud, as evidenced by the Lehman case and Madoff scandal last for 50 billion dollars, families and destroy the savings sweaty.

I fully reported the press release because I think there are words to be omitted. Adusbef hits a “hard face”, with dry but clear words, the novelty introduced by Patti Chiari and the entire banking system, most often guilty of having “avoided” the rules with harsh consequences to the detriment of the customer.
From the release it is clear one thing: “do not come to terms with the enemy.”
Adusbef is very angry with the ABI and does not believe that the pacts could help clear their clients.
Objectively the site contains many details, the reader will then have to implement those concepts than useless or you do not trust.
Patti is clearly only a project, based mainly (but not only) on knowledge and communication to the reader.
It’s always good to emphasize going beyond a first reading, but better to investigate the knowledge gained. Read only one opinion is always off-road, falling into error.
Internet in this case there is help with several sites and the possibility of bridging or even respond to our concerns.
Just make it a good use.

• 50,000 families
• the value of loans renegotiated by this mode is equal to over 5 billion euros
• contributed 92.22% of the banking system in terms of branches in the territory which have acceded to the Convention
• 2,000,000 customers informed
• 107,000 contacts maintained
• approximately 130,000 individual operations rescheduling carried out since 2007
• over 15,000 operations carried out by porting June 2008

These data, but the press release ends with a sentence including:

This means that from the beginning of the crisis in financial markets, approximately 195,000 families have found an appropriate solution to your loan by seizing the opportunities present on the market.

In my opinion they chose the least worst. Initially, the Bersani decree few banks wanted to follow the government

line, and then with some decisions, the escalation of the crisis and the arrival of further things have changed.
Data published by the measures used were created by the people, but the level of satisfaction of the latter has been or will be analyzed by someone?
How do we know if a solution solves a problem, if you do not ask who is facing?

Since 1 January with the new legislation Tremonti all banks will have to adapt and create a product that is based on this rate.

Unfortunately for the banks, the risk is greater and consequently the spread salt.

This is the case of Poste Italiane and on mutual bce apply a spread equal to 2.25%, compared with 1 .25% of loans linked to euribor. The same fate with Intesa-Sanpaolo, which revealed a spread of 2.15% on loan bce, against an average spread of 1.5% on loan euribor.

As often happens, the situation does not change much.
Also finished this period of low interest rates, the cost of borrowing will start the ascent.
So where is the convenience?
The rate stability.
While the Euribor interest is quite volatile, which has rapid ups and downs, the ECB rate is more balanced.
We choose the rate to go by.