Archive for 'Mortgages'
Opinion of the feasibility of mutual
This post will explain what the opinion of feasibility is.
It is the first step to overcome in order to get a loan disbursed by the bank.
To express a positive view of the credit institution shall treat three basic points:
The income must be proven by the statement of income
the real value of the purchase by
guarantees [...]
Anti-Measure for the loans, unnecessary?
Last month I wrote an article about the anti-crisis decree Tremonti which included the payment of interest above 4% by the state.
Now some of our readers (not only in that) I have pointed out that the measure was a useless, since the decrease in the beat Euribor.
And indeed they were right.
Euribor has dropped significantly (as [...]
With CAP loan between variable and fixed rate
The loan with CAP can be placed between the fixed rate and variable rate.
The product consists of an interest rate tied annum and so fluctuating as a variable rate, but has a cap (CAP) beyond which it cannot go.
To ensure this benefit the bank in the proposed package, which offers insurance cover to a certain [...]
