Archive for 'Mortgages'
The real estate market and the crisis
As stated by many experts in the field, the housing market begins to be in crisis and have the first signs of slowing.
The report was produced by Nomisma and highlights some key data:
Price recorded the first decline of the last 11 years (-1%) even if compared to other countries like the U.S. (-16%) and Britain [...]
Full StoryReviews of Italian mortgages on Bank Loans
To apply for the loan that best meets your needs and your monthly income, you may want to spend some time on this site: Bank loans.
Here you will find all the financing provided by banks, by banks and major stock brokerage assets.
The loans are divided by category: fixed rate, floating rate, mixed, 100% mortgages to [...]
Banca Monte Parma and loans “flexible”
This year’s Euribor reached historical peaks and has discouraged many people from buying a new home.
Banca Monte Parma thought to encourage the opening of a mortgage with a new product.
The flexible loans.
This kind of loan is characterized by a degree of flexibility granted by the bank to the customer.
Banco Monte Parma fact requires that the [...]
Consumer associations in the project with clear terms
With a press release draft agreements clearly announces its expansion involving 9 consumer associations (Adiconsum, adoc, Casa del Consumidor, Active Citizenship, Confconsumatori, Consumers League, Consumer Movement, Movimento Difesa del Cittadino and National Union of Consumers).
Patti Chiari was born in 2003 aims to inform the customer about the world financial banking.
In 2008 was published a new [...]
Euribor three months below 3%
The interbank rates continue to decline, reaching a value below 3%.
It is the least of the last two years and a half, but the rate decreases?
Tgfin also contains an interesting statement:
The same Lorenzo Bini Smaghi, a member of the Executive Board of the ECB, a few days ago said they believe the unjustified high spread [...]
Mutual aid from the fund for those in rented
It seems the tables are changing; perhaps even merit the Euribor falling, the fund of funds for variable rate loans, will be devoted to people who pay rent.
In this period were lots of simulations, but only after Christmas will take the decisions on who will return to these facilities.
Course includes social card holders by extending [...]
Renegotiation of the loan, the results of the Convention ABI-Economics
Last week’s Abi has published the results of those who joined the famous renegotiation of the loan with the return of the installment to 2006.
The data of Abi are positive:
50,000 families
the value of loans renegotiated by this mode is equal to over 5 billion euros
contributed 92.22% of the banking system in terms of branches [...]
Aid to unemployed and precarious in Tuscany with mutual
Some time ago we reported the close of the credit that was happening in Tuscany.
And this month Giuseppe Bertolucci (Assessor to the budget) in the region has made it known that we will move to help the unemployed and insecure with the problem of the installment of the loan to be paid.
If you fall into [...]
The mutual benefits IRPEF
In site-loans-mortgage insurance, I found an interesting article on the national tax.
I tried to enter the news in a more simple as possible.
If you buy a house you pay the interest on the loan can be deducted from IRPEF the extent of 19% on up to 4000 euro (since 2009), provided that the property is [...]
Euribor rate calculated in a manner inappropriate?
Euribor is the rate at which banks exchange between their interbank deposits denominated in Euros.
But also an immediate effect on variable rate mortgages.
It is a very important parameter for the life of European citizens is not calculated on the basis of data taken directly from the market and procedures to integrate it, but on the [...]
